Occupational Pension Transfer

Calculating the value of your occupational pension

Occupational pension schemes are offered by employers and can be contributory or non- contributory.  Our advisers work with those looking to transfer the value of an occupational pension to provide clear guidance on the benefits that may or may not be available. A transfer value from an occupational pension scheme is calculated on advice given by an actuary and based on guidelines issued by the actuarial profession. It will normally represent the capital value of the preserved pension and will take into account any guaranteed pension increases due both before and after retirement. Our advisers take this value into account when assessing if transferring an occupational pension will provide additional financial benefits to you.

Independent occupational pension transfer advice

Our status as fully independent advisers allows us to search the entire market to provide solutions for you. Our advisers will look at the specifics of your occupational pension plan to allow the possibility of transfer to be explored.  Our advisers will work to assess the value of the occupational pension and take into account any charges that may occur to allow a clear calculation as to whether occupational pension transfer will benefit you.

Occupational pension transfer consultation

We offer all of those considering transferring their occupational pension a free consultation in which your requirements can be discussed. Our independent advisers will discuss the options available to you and allow you to make a decision as to how you would like to proceed. To find out more, please click on the following link >Pension transfer consultation.